Services

At Brisk Finance, we specialise in helping first home buyers make confident, informed decisions. Our experts provide clear guidance on your borrowing capacity, loan options, and available government incentives such as the First Home Owner Grant (FHOG) and potential LMI exemptions. With access to leading banks and lenders across Australia, we ensure you secure a competitive home loan tailored to your goals and financial position.

From comparing fixed and variable rates to navigating costs like stamp duty and fees, our professional team simplifies the process from start to finish. Whether you’re ready to buy or just exploring your options, we’ll help you approach your first home purchase with clarity and confidence.

At Brisk Finance, we know that understanding how much you can borrow is one of the most important first steps toward successful property investment. Whether you’re buying your first investment property or expanding your portfolio, our team is here to help you make confident, informed decisions.

We work with a wide network of banks and lenders across Australia to help you determine your borrowing capacity based on your financial position, income, and investment goals. Our expert brokers take the time to assess your full financial picture—including your credit history, current commitments, and savings—to provide a clear understanding of what you can comfortably afford.

Several factors influence how much you can borrow, such as your loan-to-value ratio (LVR), interest rate type, and potential lending discounts. We’ll guide you through the key considerations, from choosing between fixed or variable interest rates to understanding how lenders calculate serviceability.

With our tailored advice, you’ll be equipped with the insights you need to make smarter investment choices—ensuring the property you choose aligns with both your strategy and budget.

Take the first step toward your investment goals today. Contact the Brisk Finance team to find out how much you can borrow and start building your financial future with confidence.

At Brisk Finance, we understand that building a new home or undertaking substantial renovations is a major milestone that requires careful financial planning. Our role is to help you navigate the complexities of Construction Loans — a specialised form of lending that provides funding as your project progresses. With access to lenders across Australia, we ensure you find a loan suited to your timeline, budget, and long-term goals.

Construction Loans differ from traditional home loans in structure and management. Funds are typically released in stages, or progressive drawdowns, aligned with specific building milestones. This allows you to pay your builder and trades as work is completed, while interest is charged only on the funds drawn. Many borrowers also choose interest-only repayments during the construction phase to maintain better cash flow flexibility.

Our experienced team guides you through each step — from assessing your borrowing capacity and selecting a registered builder, to understanding progressive payment schedules, council regulations, and key documentation required for a smooth application process. We also ensure you are familiar with valuation procedures and terms that may apply, such as “as if complete” assessments.

Whether you’re building from scratch, renovating, or planning a knockdown-rebuild, preparation is essential. At Brisk Finance, we’re committed to helping you make sound, informed decisions so that your project stays on track financially and structurally. Contact our team for expert advice tailored to your individual building and financing needs.

At Brisk Finance, we understand that securing the right Commercial Loan is key to driving business growth and long-term success. Whether you’re purchasing a new commercial property, expanding operations, or refinancing an existing loan, our expertise and access to a wide network of banks and lenders across Australia ensure tailored financing solutions to meet your business needs. We help assess your financial position, determine borrowing capacity, and structure loans that align with your cash flow and investment goals. From commercial property purchases and development finance to equipment and business loans, our team guides you through the entire process with transparency and efficiency. With deep market insight and personalised support, Brisk Finance is your trusted partner in achieving commercial success — helping you secure the right funding to take your business forward with confidence.

At Brisk Finance, we make securing the right car finance simple, transparent, and tailored to your needs. Whether you’re purchasing your first car, upgrading to a family vehicle, or investing in a luxury or electric model, our team provides access to competitive Car Loan options from leading banks and lenders across Australia. We assess your borrowing capacity, explain secured and green loan choices, and guide you through every step — from calculating repayments and preparing documents to final approval. With streamlined processes and expert advice, we help you navigate interest rates, loan terms, and financing structures confidently, ensuring a smooth, stress-free experience from application to purchase. Wherever you are in Australia — Brisk Finance is your trusted partner in turning your next car purchase into a rewarding reality.

At Brisk Finance, we help Self-Managed Super Fund (SMSF) trustees unlock strategic investment opportunities through tailored SMSF loan solutions for both residential and commercial property. Whether your goal is to diversify your portfolio or build long-term retirement wealth, our team provides expert guidance on structuring Limited Recourse Borrowing Arrangements (LRBAs) that align with superannuation regulations and your fund’s investment strategy. With access to Australia’s leading lenders, we ensure your loan is competitively structured, compliant, and designed to optimise tax and investment outcomes. Our process simplifies the complexities of SMSF lending — from assessing eligibility and preparing documentation to settlement and beyond — giving you confidence and control over your fund’s property investments. Trusted by SMSF trustees across Australia, Brisk Finance delivers transparent advice and a streamlined experience.

Speak to our specialists today to explore SMSF.

At Brisk Finance, we’re here to support you through life’s big moments and unexpected challenges — from weddings and dream holidays to urgent expenses. Our team connects clients across Australia, with flexible and competitive Personal Loan options from trusted banks and lenders. We take the time to understand your financial goals, assess your borrowing capacity, and identify loan solutions that suit your circumstances without overextending your budget. With expert guidance on interest rates, repayments, and eligibility, we simplify the loan process from start to finish, ensuring a smooth, transparent experience. Whether you’re planning for something special or managing the unforeseen, Brisk Finance makes it easy to secure the financial support you need, when you need it most.